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Last Updated: Jul 2nd, 2008 - 21:15:22 |
Do you often think you can't afford full coverage dental insurance, after all, it is so expensive. If you need other than regular cleanings you cannot afford not to have dental insurance.
Procedures: What is Covered With Full coverage dental insurance?
Full is the key word here. If you have full coverage dental insurance you have 100% coverage for any and all dental procedures.
This means your yearly visit to the dentist to have your teeth, mouth and gums checked and x-rays taken, you will not have to pay for your visit at all. Your dental insurance will pay the bill.
If you need more than a yearly dental visit, or perhaps a visit with the dental hygienist or periodontal every six months to have your teeth scaled, cleaned, flossed, or any other treatment your professional tooth care professional recommends polished this visit will be 100% paid for by your full coverage dental insurance.
Need a tooth extracted? The tooth extraction will be paid completely by your full coverage dental insurance. It doesn't matter why the extractions are being done. It could be tooth decay, or it could be that your mouth is too small for all your teeth, or maybe you need an orthodontic treatment. What ever the reason if you have full coverage dental insurance all fees will be paid.
Expensive dental procedures such as crowns, bridges, root canals, braces, gum surgery, dental implants, and more are all covered by full coverage dental insurance.
Alternatives To Full coverage dental insurance
Full coverage dental insurance is expensive, and it is not for everyone. One way to avoid paying expensive premiums is to try a discount dental network.
With a discount dental network, the participating dentist agrees to accept a reduced payment amount for members of a certain dental coverage plan, and still provide the needed dental work.
There can be advantages to being in a network dental plan. One of the advantages is that pre-existing dental conditions will be covered. You don't have to fool around with a bunch of forms to be filled out, there is not a waiting period and you won't be turned down for coverage.
Dentists who have signed on as providers of dental care through a discount dental network provide all their customers with the very same quality and treatments whether the client is in a network plan or not.
Since the dental network plan refers many patients to the dental office, it allows the dentist to receive less per procedure, since there are more patients. This is how the dentist can accept a discounted rate to the discount dental network.
Whether you decide to choose full dental coverage insurance or a discount dental network insurance plan, having dental insurance and getting regular dental check ups is a very good idea. Dental insurance is something you do not want to go without. If you need dental work, extensive or not, insurance can make it affordable for you.
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