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Real Estate Last Updated: Jul 2nd, 2008 - 21:15:22
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Real Estate
In a Down Market, Just Add Color
If you want to sell your home start from the top down. Making sure your roof and your landscaping are in order can help sell a house.
May 12, 2008, 17:52

Real Estate
Seven Tips for First-time Homebuyers
If you are a first time home buyer you must consider your credit score when applying for a mortgage loan. Your mortgage lender will guide you through the mortgage process, but your credit rating should be at its best.
May 12, 2008, 17:00

Real Estate
How to Sell Your Home in a Tight Market
With the housing market down home sellers are using "For Sale By Owner instead of real estate agents. They hire a real estate attorney to do the legal end of home selling.
May 12, 2008, 16:58

Real Estate
Your Credit Score: A Home Improvement Power Tool
Your credit score and credit rating are very important. They can help you get bank loans or even a second mortgage for your planned home improvement projects.
May 12, 2008, 16:56

Real Estate
The Zero Down 80/20 Mortgage
This is an excellent loan for those that are lacking the down payment required for other types of mortgages. The 80 20 mortgage is simply two loans for 100% of the purchase price. It is a first mortgage at 80% of the purchase price with a 20% second mortgage.
Aug 3, 2006, 22:51

Real Estate
Selling Your Home The Right Way
Selling your home? Whatever your reason, there are some simple strategies that can help you get the most from your sale. Now that you're ready to sell, start thinking of your property as a product to bring to market.
Jun 11, 2006, 00:30

Real Estate
Getting Ready For a Move
Most people would agree that moving day can be stressful. There are a number of details that need to be addressed between the time you negotiate the deal on your home, and the day you take possession. Planning ahead could help take away some stress and turn your moving day into the rewarding experience it should be.
Jun 11, 2006, 00:26

Real Estate
Being a Financially Savvy Homeowner
To help you become a better borrower, it's a good idea to start by developing a borrowing strategy. Speak with your personal banker who will help you to create one that's perfectly suited to your personal goals. Similar to an investment strategy, a borrowing strategy will help you to become financially better off.
Jun 11, 2006, 00:18

Real Estate
Choosing The Right Mortgage
Variable rate or fixed rate? Long term or short term? Choosing the right mortgage solution should be based on your personal goals and level of risk tolerance. Ensure that you're comfortable with the mortgage solution you choose based on your present financial circumstance, and regardless of which direction you believe that interest rates may be headed.
Jun 11, 2006, 00:15

Real Estate
Sell that House! Clean up with a Pressure Washer to Increase Curb Appeal
People putting a house on the market can increase the likelihood of getting a better purchase price it they first scour the exterior and surroundings with a pressure washer. Pressure washers remove grime and build-up in a fraction of the time it takes to do the same work by hand. Gas powered pressure washers such as Briggs & Stratton’s 2550 PSI Elite Series are best for all-purpose cleaning around the home.
May 7, 2006, 12:30

Real Estate
Interest-Only Mortgage: Right For You?
As home prices continue to rise and speculation persists regarding higher interest rates, you may be hearing a lot of buzz about one of the mortgage industry's most popular products-interest-only (IO) loans. IO loans allow homebuyers to lower their monthly payments for a set period of time-and now make up 50 percent of the total share of mortgages in major competitive housing markets like San Diego, Atlanta and San Francisco.
Nov 5, 2005, 23:42

Real Estate
Boosting Your Home's Value
Whether you think the real estate boom has hit a ceiling or that there's still plenty of time before the bubble bursts, there are ways to boost your home's worth. In fact, real estate agents consistently say something as simple as a fresh coat of paint can bring higher selling prices. Even if you don't plan on moving soon, some new paint can still make a big difference in the way your home looks and feels.
Oct 8, 2005, 11:10

Real Estate
Guaranteed-Sale Program Gives Owners Peace of Mind
Even in the hottest real estate markets, not every house sells quickly. This presents numerous problems for owners who need to move fast. Making an offer on a house but not being able to sell the one they currently own is a common and stressful predicament sellers face. One real estate company, however, offers peace of mind with a unique "guaranteed home sale" program.

Oct 2, 2005, 00:39

Real Estate
Tips to Help You Get the House You Want at Your Price
Real estate prices have risen dramatically nationwide, with homes commanding pretty hefty prices. Think there's no way around it? Think again. With a little bit of industry knowledge, homebuyers and investors alike can save tens of thousands of dollars on the purchase of their next property.
Sep 27, 2005, 22:22

Real Estate
Personal Data Assistants Speed Up Home Building
Sales of new homes this August increased 3.4 percent since July, according to figures released in late August by the Department of Commerce. Even as mortgage rates have risen from a 40-year low, the housing sector has remained the economy's standout performer, with the demand for new homes reaching record levels. As a growing number of buyers anxiously wait to take possession of their new homes, local area builders are making room on their tool belt for one more tool: a Personal Data Assistant or PDA.
Sep 25, 2005, 20:53

Real Estate
Searching Online Saves Homebuyers Time
Looking for a new house can be a fun yet exhausting experience. The old-fashioned way of looking for houses basically consisted of scanning print ads, scheduling appointments to see homes and going to open houses. But technology is changing all of that. Real estate Web sites now offer features that let you shop for your new home from the comfort of your living room. You can do almost all of your research online, and the whole family can get involved.
Sep 20, 2005, 20:50

Real Estate
Real Estate Agents, Homebuyers Go Wireless
Today, people are more connected to each other than ever before - without wires. More than 100 million Americans have mobile phones, and personal data assistants are becoming increasingly popular. Many of these devices have the ability to browse the Web. People are doing everything from paying bills to buying cars to looking for love online with their PDAs and cell phones.
Sep 20, 2005, 20:38

Real Estate
Moving Soon? Make the Move a Smooth One
From moving across town to moving across the country, moving season is here. Spring and summer are the most popular times of the year to make a move. Just a small percentage of people making minor to major moves will employ the services of a professional moving company. The majority of moves are managed by individuals who must find solutions to the often complicated challenges of moving.
Sep 20, 2005, 20:34

Real Estate
Tips for Increasing Your Home’s Resale Value
Selling your house? There are many ways to get top dollar for your home without spending a lot of time and money. All it takes is a little bit of ingenuity and a few tried-and-true home improvement tips. “One of the areas that can really make an impression on the potential homebuyer is the exterior and backyard,” said Dave Martel, veteran contractor and co-inventor of Tiger Claw hidden deck fasteners.
Sep 15, 2005, 23:23

Real Estate
Buying While Selling? Tips on Juggling Two Escrows
Along with lemonade stands and colorful blooms, a sure sign of summer is the fresh crop of For Sale signs in the yards of homes across the country. The real estate market continues to be hot for both buyers and sellers, making it a sizzling summer for those folks looking for a new place to call home.
Buying a new home is often one of the most exhilarating events a family experiences. But this excitement can be replaced by anxiety for buyers who are selling a home at the same time.

Sep 13, 2005, 21:48

Real Estate
When Buying Land, Title Searches Important
Surprising to many homebuyers is the need to purchase title insurance even when buying land only. A title search can miss things such as undisclosed heirs and wills not probated. Owner's title insurance can protect you when this happens. It can also reveal other potential problems.
For example, a title search may fail to identify that the two acres of land you want to purchase were once part of a five-acre tract

Sep 9, 2005, 00:23

Real Estate
Title Insurance For Condos
If you plan to buy a condo, you may want to learn more about protecting your investment. Condos, like single-family homes, carry titles. Many people do not realize there can be as many problems with the title to a condo as with other homes. That's where Owner's Title Insurance comes in. Before you purchase the condo, your lender will require a title search.
Sep 9, 2005, 00:20

Real Estate
American History In Wyoming Heartland
American history is littered with tales of the colorful cowboys, legendary lawmen and infamous villains who made the West so wild. And now it's possible to own a piece of history-affordable and easily accessible 40-acre ranches just minutes north of scenic Casper, Wyoming. Capturing the true Western spirit and natural beauty of Wyoming, these homesteads are part of the sprawling, well-maintained B.B. Brooks Ranch-established in 1882 by one of the state's first governors, Bryant B. Brooks.
Sep 8, 2005, 23:57

Real Estate
Are You Ready For Rising Interest Rates?
Many families may be shocked by higher monthly bills as interest rates rise in coming months, but yours doesn't have to be among them. Here's how to prepare. Assess Your Exposure. To test your mortgage's vulnerability to interest rate shock, take this quick quiz.
Sep 8, 2005, 23:54

Real Estate
Predatory Loans Can Make Homebuyers Prey
Purchasing a home is a complicated endeavor, but many homebuyers find the process of securing a mortgage to be especially daunting. With a growing trend of "predatory" lending, they have good reason to think that. Predatory lending is hard to define, but generally subprime loans are considered predatory if they incorporate "abusive" terms that can strip equity in the property from the mortgagee through excessive interest rates, points or other fees unrelated to the lender's increased risk.
Sep 8, 2005, 23:52

Real Estate
Settling The Confusion About Settlement Costs
Mortgage settlement -sometimes called mortgage closing-can be confusing. A settlement may involve several people and many documents and fees. Settlement costs can be high, so it pays to shop around and negotiate with the seller, your lender, and your attorney or settlement agent. The less you have to pay in settlement costs, the more funds you will have for other things.
Sep 8, 2005, 23:49

Real Estate
Mortgages That Offer Low Payments Can Be Risky Business
Shopping around for a home loan or mortgage can help you to get the best financing deal. But the best deal may not be the mortgage that starts with the lowest monthly payments. If you are tempted by the low monthly payments of adjustable-rate and interest-only mortgages, think carefully. While these loans can make home ownership affordable, they come with a risk of higher payments in the future.
Sep 8, 2005, 23:45

Real Estate
Reverse Mortgages: Understanding The Basics
A growing number of older Americans are tapping into the valuable equity in their homes through an increasingly popular retirement product that allows them to maintain or enhance their existing standard of living and remain in their homes for as long as they wish. A reverse mortgage enables seniors to borrow against the equity in their home without repaying the debt for as long as they live there.
Sep 8, 2005, 23:42

Real Estate
America On The Move
The United States is a nation on the move. On average, U.S. citizens will move 12 times during their lives. About ten percent of the population own homes other than their primary residences. We are a nation on the go. Whether changing jobs from one part of the country to another or living in a more favorable climate until the weather in our hometown suits our liking, the United States Postal Service is with us every step of the way making sure no matter where we are our mail is there for us.
Sep 8, 2005, 23:37

Real Estate
Achieving The American Dream Of Homeownership
More Americans are becoming homeowners-and that's good news not only for the homeowners but it's even better news for America's neighborhoods. Study after study finds neighborhoods in which people own homes are more stable-homeowners remain in a home an average of nine years longer than renters.
Sep 8, 2005, 23:34

Real Estate
Financing Your First Home
For many first-time homebuyers, the biggest hurdle is saving up the down payment. In today's high-priced real estate markets, 20 percent of the purchase price can amount to a significant chunk of change. But don't give up. Even if you've got a down payment of just three percent or even less, there are lots of ways you can buy a home. Here's what they are and how they work.
Sep 8, 2005, 18:20

Real Estate
Open To Making Changes In Your Closing
The process of closing on your new home involves more than signing a stack of papers. Closing is a complicated process that requires a high degree of organization and coordination on the part of all those involved. The good news is that there are things a homebuyer can do to make a closing go more smoothly. Here are some tips from the experts at LandAmerica on how to avoid the five biggest mistakes homebuyers make at closing.
Sep 8, 2005, 18:18

Real Estate
Selling Your Home In The 21st Century
Your "home sweet home" may be your biggest investment, and selling it quickly, cost effectively and for the best price may be sweeter yet. When it's time to sell, one of the best ways to maximize your return may be to use 21st century technology such as the Internet.
Sep 8, 2005, 18:05

Real Estate
Selling Your Home? Create Curb Appeal
When it comes to selling your home, a first impression can be a lasting one. Experts say home sellers only have a few key minutes to spark a potential buyer's interest. That's why creating "curb appeal" for a house can be an important part of the selling process-and the first step in the moving process. The phrase "curb appeal" simply refers to how attractive a house looks from the curb. According to Daniel C. Owens, who has been featured on the Home & Garden Television show "Curb Appeal," a good way to gauge your home's curb appeal is to cross the street and view your house with a critical eye.
Sep 8, 2005, 18:02

Real Estate
Five Tips For Selling Your Home
If you're readying for retirement, looking for a bigger home to fit your growing family or trying to set up a cozy spot for your empty nest, you're likely faced with the somewhat daunting task of selling your current residence.
Fortunately, there are some steps you can take to improve the chances of making an early-and potentially lucrative-sale, no matter what the market is doing.

Sep 8, 2005, 17:10

Real Estate
Is Interest-Only Home Financing Right For You?
A financial option allowing homeowners to pay only the interest part of their mortgage term is quickly being embraced by many homebuyers and homeowners.

As interest rates are predicted to rise and home values increase in many parts of the country, loans offering the Interest-Only payment feature provide customers with a lower monthly payment, potentially making a home more affordable.

Sep 8, 2005, 16:22

Real Estate
If You Can't Find It, Fix It . The Right Financing Can Turn A House Into A Dream Home
More than 8 million homes are expected to change hands this year. Homebuyers spend an average of seven weeks looking at 10 different properties before making a buying decision, according to the National Association of Realtors. As they search for the perfect property, they may feel that each falls short of their expectations. To help remedy this problem, financial institutions offer home-financing options that enable homeowners to transform their new house into the home of their dreams.
Sep 8, 2005, 14:05

Real Estate
Tips On Avoiding Moving Time Headaches
Moving to a new city or state can be an exhilarating experience, with opportunities to explore unknown surroundings, develop new relationships with neighbors and create a new home. Moving can also bring undue stress and anxiety when not well coordinated. Making a plan ahead of time using Internet resources can make for an easier transition.
Sep 8, 2005, 13:54

Real Estate
Tips On Selling Your Home Independently
Good news for homeowners who want to sell a house without paying a costly broker's commission: There are a number of easy-to-use resources to help you through the process.
One valuable resource is ForSaleByOwner.com, a Web site that offers online and print real estate listings, along with ideas for marketing your home, information on lenders, and tools that let you compare the real estate markets in different cities.

Sep 8, 2005, 13:50

Real Estate
Get Connected With Your New Home: Tips To Make Moving Easy
)-Moving to a new home can be stressful from the paperwork to packing and, of course, the several service calls. In fact, movers disconnect and connect up to five services, according to the new Cable Gets Movin' survey. Leslie Levine-moving expert and author of Will This Place Ever Feel Like Home?-understands mover's common frustrations and has some simple tips to make it as easy as possible for the whole family.
Sep 8, 2005, 13:40

Real Estate
Seven Warning Signs When Buying A Home
Most home buyers pride themselves on knowing how to spot a solid home or one that needs serious work. Aside from the obvious warning signs-such as damp spots on walls or missing roof shingles-many homebuyers may remain unaware of serious yet hard-to-spot problems such as foundation damage. What should you look for?
Sep 8, 2005, 13:38



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