||Last Updated: Mar 8th, 2009 - 12:10:30
Confessions Of A Former Shopaholic
There is no big secret to paying down your debt. Find out how even shopaholics can do it!
Mar 8, 2009, 12:04
Taxpayers Turn To Electronic Filing And Payment For Ease And Security
Remember the old days when taxpayers had never heard of electronic filing of their tax returns?
Mar 8, 2009, 12:00
Avoid Fire and Carbon Monoxide Tragedies
Learn all you can about home safety with this article from Safe At Home. You can prevent home fires and accidental carbon monoxide poisonings.
Feb 4, 2009, 22:51
Five Simple Steps to Boost Your Financial Confidence
Boost your financial confidence and make some long term financial planning changes, with the help of a financial planner.
Aug 26, 2008, 22:40
Peppermint Offers Safe, Non-toxic Deterrent to Mice
Instead of using poisons to get rid of mice, you may want to try peppermint. Read the steps to keep mice out!
Aug 10, 2008, 21:46
Tips For Easy Fundraisers
Fundraising can be a snap if parent volunteers use digital cameras to capture images for school picture day.
Aug 6, 2008, 18:42
Easy Ways to Lower Your Grocery Bills
There are easy ways to lower your grocery bills. Check our tips and when you go to the grocery store don't forget your coupons!
Aug 6, 2008, 18:16
Reverse Mortgages Provide Senior Citizens Facing Foreclosure With Options
A reverse mortgage can help senior citizens keep their homes.
Jul 16, 2008, 15:06
New Technologies to Stay Connected with Loved Ones
Your not alone if you say "You could not live without your cordless phone system".
Jul 9, 2008, 17:16
Tips On Buying A Foreclosed Property
A growing number of homebuyers are thinking of purchasing a property that’s in foreclosure. If you are one of them, it’s wise to start the process by talking with an expert.
Jul 8, 2008, 21:18
Where Should I Put My Will?
Don't put your will in a safety deposit box, give a copy to your lawyer and the executor of the will.
Jul 6, 2008, 21:29
Your Will - A Personal Reflection of Your Life
Do you have a written will? In estate planning it is very important to have an up to date will. This is ignored by many people.
Jul 6, 2008, 21:24
The Essentials On Social Security Retirement Benefits
Do you understand Social Security and what it means to you? Here are the answers to some questions about Social Security benefits and retirement age you may want to know.
Jun 6, 2008, 21:02
Summer Savings Tips
Here are some tips for a summer financial routine. Get your finances in order.
Jun 4, 2008, 21:42
Bed Bugs-The Unwelcome Travel Companion
Don’t let bed bugs spoil your travel. Remember to look for common signs of a bed beg infestation, such as dark brown or red spots on sheets and mattresses.
Jun 4, 2008, 20:54
Taking Control Of Your Debt
You can start taking control of your debt. Make arrangements to get on a payment schedule so your keep your credit rating and your house.
May 27, 2008, 21:10
Getting A Better Grade In Student Finances
Learning the fine points of financial management can help make money last longer.
May 26, 2008, 22:32
Financial Planners Put Your Goals Within Reach
Today money and finances are complicated and getting a certified financial planner can help you with the financial planning process. Sometimes we all need an advisor.
May 24, 2008, 12:30
Traveling Sales Crews: What You Should Know
Traveling sales crews often falsely claim to support programs to raise money for charity.
May 13, 2008, 18:24
Five Ways To Cut Your Energy Bill
Saving energy and money can be a breeze once you get wind of the latest technology.
May 13, 2008, 18:19
Surprising Ways You Can Save Big Bucks In Bad Economy
The new generation of comparison-shopping sites makes it easy to find the best prices.
May 13, 2008, 18:14
What's Your Audit Risk?
It's income tax time again. Knowing common tax situations that raise red flags with the IRS can help you avoid an audit.
Mar 2, 2008, 19:18
Owning A Piece Of The American Dream
For many, the American Dream begins with owning a home. Having a place of your own to call home can be one of your most prized possessions and the cornerstone of your wealth. With the inventory of available homes increasing, and in many areas, prices stabilizing, now might be the time to consider buying a home.
Mar 2, 2008, 19:14
Tax Rebates May Find Uses Other Than Spending
The government's efforts to stimulate the U.S. economy by sending out checks to workers could backfire, suggests a survey asking consumers what they will do with their checks.
Feb 23, 2008, 22:54
Stop Junk Mail Dead in Its Tracks
Ever stop and wonder how that mortgage broker from out of state managed to find your name and address? Or how the unfamiliar home improvement company that called you last night knew you were shopping around for windows?
Jan 16, 2008, 23:08
How to Sell Your Home in a Tight Market
Now that the New Year is underway, a lot of people are wondering what 2008 has in store for the real estate market. Industry experts say it could be a tough year for people who put their home on the market.
Jan 16, 2008, 22:44
Seven "Must-Do" Tax Tips To Save Time And Money This Tax Season
An accurate, money-saving tax return begins with Form W-2, the Wage and Tax Statement. Review your W-2s carefully to save time and money this tax season.
Jan 14, 2008, 20:32
Mortgage Insurance Tax Deduction Extended Through 2010
The mortgage insurance tax deduction has the potential to help thousands of low- and moderate-income Americans secure affordable mortgages.
Jan 14, 2008, 20:20
Compact Fluorescent Light Bulbs Are a Bright Idea
Compact fluorescent light (CFL) bulbs are the most energy-efficient bulbs available on the market today. They use fluorescent technology to produce high-quality, energy-efficient light that lasts far longer than typical incandescent bulbs, saving consumers money and the environment from excess waste.
Jan 6, 2008, 21:20
Keep Your Cell Phone Costs in Check This New Year
Thinking of treating yourself to a cell phone this New Year? Be cell savvy and follow these simple steps for getting the most out of your phone without spending a fortune.
Jan 6, 2008, 21:06
Are You A Smart Consumer? Try Our Quiz
So you think your consumer skills are up to par? Try our quiz and find out if you're a real marketplace wizard.
Jan 6, 2008, 20:58
'Peanut Hotline' Helps Shipping Go Green
In today's environmentally conscious world, it's clear that recycling has become more than just a trendy, passing phase. According to the U.S. Environmental Protection Agency (EPA), the popularity -; and necessity -; of recycling everyday materials has grown dramatically in less than 20 years.
Jan 3, 2008, 22:02
Each day, consumers take to the malls, boutiques and shop online to buy all their necessary items. When consumers go shopping, they should be thinking about the items on their list, not fraud.
Jan 2, 2008, 21:56
e-File To Make Tax Time Better
Last year, almost 60 percent of taxpayers electronically filed their tax returns.
Dec 27, 2007, 23:10
Banks Have Become More Convenient, but at What Cost?
When was the last time you actually stepped into your local bank branch? Can’t remember? You’re not alone. Millions of Americans now do their banking online or through ATMs, rather than in person, because it gives them convenient 24-hour access to their funds.
Dec 24, 2007, 12:12
Feel-Good Retirement Strategies How the ‘“Emotion Quotient’” Impacts Your Retirement Equation
How you feel about your investments can greatly influence their ultimate outcome. That’s the finding of a recent study exploring the link between emotions and financial decision-making in investors approaching, or in, the critical investment window five years before and after retirement.
Dec 24, 2007, 12:06
Make “Financial Fitness” Your Goal for 2008
When the New Year’s parties are over and the rich foods and gooey desserts have been put away, most of us start thinking about getting our bodies back in shape. But how “fit” are the other parts of your life -- such as your finances -- for the year ahead?
Dec 24, 2007, 11:58
Are You Dumb Enough to Be Rich? A Smart Real Estate Investor’s Secrets Revealed
The cost of living is higher than ever, there’s weakness in the job market, stocks are in a free-fall and the housing market is in a slump. Sounds like a bad time to be a real estate investor, or is it?
Dec 23, 2007, 20:12
Small Changes Can Save Big Bucks
In today's economy, saving money can be an uphill battle. However, with a few small changes and the following money-saving tips, you can save a lot of money with little effort.
Dec 23, 2007, 01:27
Hole of Debt or Financial Mountain? How to Avoid Money Management Pitfalls
You see them on college campuses and at county fairs, people offering free T-shirts when you sign up for a credit card. You get offers in the mail every day - instant approval for the credit card of your choice.
Dec 20, 2007, 23:50
Simple Actions Can Protect Your Family
Experts say it's not enough to buy a life insurance policy once and forget it. Changes in lifestyle may signal a need to change insurance coverage.
Dec 19, 2007, 00:58
Naming A Fish After A Vacuum Cleaner
Brand names are finding their way into nature with living creatures being named after the products they most resemble.
Dec 19, 2007, 00:06
Making Your Smartphone Smarter
More people are carrying smartphones than ever before. Whether you are a businessperson, a stay-at-home mom, a student or a retiree, your smartphone can make your life easier and more entertaining.
Dec 16, 2007, 18:04
Are Your Bills and RRSPs Giving You the Winter Blues?
January is a tough month and you don't even have to ask the weatherman. The bills from the holiday shopping are in the mail and the impending RRSP deadline is just around the corner, February 29th to be exact. This leaves some of us feeling under the weather just thinking about how we're going to pay the bills and save for RRSPs.
Dec 15, 2007, 13:22
"Smart-Size" Your Golden Years
You've worked hard throughout your life, enjoyed a satisfying career, raised a beautiful family, and now you're ready to enjoy your retirement to its fullest.
Dec 5, 2007, 22:22
Investing for the future
Everyone has goals and it is important not to lose sight of them. Some are short-term, such as buying a new car. Some are longer-term, such as paying off your mortgage, or saving for a comfortable retirement. It may seem difficult to work towards your goals while managing your day-to-day finances, but it can be easier than you expect.
Dec 5, 2007, 22:18
A Wrap Up On Gift Cards
Gift cards can be a nice way to wrap up the loose ends of your holiday shopping, but you should always check the fine print. Gift cards can have expiration dates, fees and other terms that can reduce the value, and there may be limitations on where cards can be used or on how to handle complaints and lost or stolen cards.
Dec 2, 2007, 22:34
Tools Go Pretty and Powerful to Appeal to Women Do-it-Yourselfers
In the early days of the do-it-yourself movement, the words “home improvement” often conjured images of bearded, outdoorsy fellows in flannel shirts. The new face of home improvement, however, is far more diverse and increasingly feminine.
Dec 2, 2007, 00:55
Prepaid Cards: A New Path to Financial Control
Many Americans open their wallets to find a sea of plastic. According to MSN Money, on average, consumers carry five to 10 plastic cards, usually a combination of credit and debit cards. And while most consumers carry cards, the wallets of some 35 million U.S. consumers are plastic-fee, largely because they lack a relationship with a financial institution.
Dec 2, 2007, 00:43
Is Bankruptcy Right For You?
If you cannot repay your debts and realize your in way over your head without a way to repay them in the future there may be a solution for you. Bankruptcy is a financial practice that legally lets you give official notice that you can't pay off your debt now or later.
Nov 27, 2007, 00:18
Give to Receive: Five Tax Tips
As the holidays approach, making lists of who was naughty, who was nice and what kind of gifts you'll be handing out becomes a priority.
Nov 26, 2007, 23:28
Don't Take Chances in the Dark
With the switch back to standard time and the shorter winter days, more and more employees are heading out to dark parking lots after a long workday. As a result, office building owners are faced with a daunting task -; keeping their buildings safe and secure.
Nov 26, 2007, 23:14
Are You Protected When Holiday Shopping Online?
With the chaos of the holiday season, many will likely turn to online shopping to save time and sanity. However, as cybershopping increases, so do concerns about whom to trust online: Is there a real business behind that site with the rock-bottom prices? Is that really my favorite clothing store I'm viewing through my browser, or a front for scam artists?
Nov 26, 2007, 18:22
Tips for Managing Credit
Consumers have many options when it comes to selecting a credit card that best fits their needs. For instance, some people may use credit cards strictly for big-ticket items, while others may use them for all their everyday purchases; some may carry a balance while others pay it off every month.
Nov 21, 2007, 19:52
How to Make Miles Cards Work for You
Whether you’re loading up your cart with groceries or paying for your spring wardrobe at the counter, you can -- in the process -- rack up miles toward that well-deserved trip. More and more people today are using their rewards cards for everyday purchases, such as groceries and clothing, to build their rewards bank and transform their purchases into free rewards.
Nov 21, 2007, 18:36
Secrets of Successful Online Shopping
When the time comes to make a significant purchase, whether it be a new TV, video game, pair of shoes or a new appliance, most shoppers do a bit of homework before swiping the credit card.
Nov 20, 2007, 23:32
Secrets of Successful Savers
If you’re unsure what you can do to successfully grow your savings account, you’re not alone. Just like committing to a regular workout routine and eating healthier, getting out of the starting blocks is half the battle. Beginning a savings program is no different and according to a recent national survey, the majority of Americans are not following the three simple steps that are key to a successful savings plan.
Nov 20, 2007, 23:30
Seeking Safer Toys? ‘Buy American’ is Back in Vogue
Parents looking to fill their children’s holiday wish lists have more on their minds this year than whether Johnny was naughty or Susie was nice. This year, parents are plagued by recalls of some of the season’s most-sought-after toys by big-name manufacturers.
Nov 20, 2007, 22:42
Taking Control Over Your Public Speaking Fears
When various news agencies and psychological journals compile lists of common phobias, “sociophobia” -- the fear of being judged or criticized by others -- rates high. Specifically, the phobia of public speaking is one terror which many people cannot shake.
Nov 19, 2007, 23:50
Checklist for Condo Buyers
It feels like there's a construction site on every road these days in Canadian cities as builders try to keep up with the never-ending condominium boom.
Nov 19, 2007, 23:48
Home For the Holidays
Christmas was always a special time for Sam and Rhonda Gerrard. With a son in Calgary and a daughter in Toronto, it was often difficult for the family to come together for any length of time. Despite this, the Gerrards always returned to Sam and Rhonda's two -story country home for the Christmas holiday.
Nov 19, 2007, 23:44
Know What to Expect From Your Real Estate Lawyer
Buying a home is an exciting time and there are many considerations that require attention. One of those is finding a real estate lawyer.
Nov 19, 2007, 23:42
EarthTalk Dangerous Substances in Kids’ Toys
Dear EarthTalk: I have been alarmed at recent news about dangerous substances in kids’ toys shipped to the U.S. from China, though I doubt that such concerns are limited to Chinese products. What are the major issues associated with chemicals in child toys? -- Carla M., Chicago, IL
Nov 18, 2007, 21:08
Owning a Piece of the American Dream
For many, the American Dream begins with owning a home. Having a place of your own to call home can be your most prized possession and the cornerstone of your wealth. With the inventory of available homes increasing, and in many areas, prices stabilizing, now might be the time to consider buying a home.
Nov 18, 2007, 21:02
Don’t Suffer the Alternative – The Alternative Minimum Tax, That Is
The individual Alternative Minimum Tax (AMT), implemented in 1969, is a parallel income tax system that was created to prevent 155 wealthy Americans from aggressively using tax credits, deductions, and legal tax shelters as tools to help them avoid having to pay federal income tax. The idea was simple: Create a minimum tax that ensured everyone pays Uncle Sam his due.
Nov 18, 2007, 21:00
Stop Right There-Look At Your 401(k) Today
Today, the responsibility of saving for retirement has shifted away from the employer and landed squarely on the shoulders of employees. Whether you are a "20 something" in your first real job or nearing retirement, planning needs to be a top priority.
Nov 17, 2007, 02:16
Personal Finance: Refinancing Your Adjustable-Rate Mortgage Into A Fixed-Rate Mortgage
If you are among the millions of homeowners with an adjustable-rate mortgage (ARM), you may be facing increasing interest rates as your loan adjusts. Refinancing might be the solution to your problem.
Nov 17, 2007, 02:02
Easy On The Environment And On Your Wallet
For most homeowners, up to 70 percent of a home's total energy bill goes toward heating, cooling and hot water-so the biggest opportunity to save large amounts of money on their energy bills is to increase the efficiency of these systems.
Nov 17, 2007, 01:58
Is Buying A Home In Today's Economy A Good Idea?
As a long-term investment, homeownership is still one of the best investments for individual households.
Nov 17, 2007, 01:24
Cool Ways To Stay Warm Without Breaking The Bank
Here are tips to help keep your home comfortable without sending your heating bills through the roof.
Nov 14, 2007, 22:50
Tips For Smart Holiday Shopping
The holidays bring family and friends, but they can sometimes also bring a bit too much spending. Everyone enjoys giving gifts to others, but setting and following a budget can be the best gift you can give yourself.
Nov 14, 2007, 22:46
Don't Be Burned By Debt Elimination Scams
When it comes to eliminating debt, it could pay to follow some expert advice.
Nov 14, 2007, 22:32
Protect Yourself With Photos, In Case Of Disaster
A little advance planning can help you avoid money loss and disappointment later. When faced with disaster, most have just minutes to get themselves and their families to safety. Often, this means leaving behind a lifetime's worth of personal belongings.
Nov 14, 2007, 22:26
Keeping Personal Information Away From Identity Thieves
Identity theft is the fastest-growing white-collar crime in America-yet it can be prevented, once you understand the tools that thieves use to commit their crimes.
Nov 14, 2007, 21:40
Get Your Finances In Gear For The New Year
This time of year, thoughts turn to year-end financial matters: paying holiday bills, preparing your tax return and more. It's also a great time to review the general state of your finances to see if you need to make any changes in the coming year.
Nov 14, 2007, 21:26
High-Tech Features Make The Reliable Home Phone Cool Again
The home phone has long been celebrated for its user-friendly design and reliability. In addition, when a call comes in to a 911 communications center from a wireless phone, the operator often only has a vague idea of where the person in distress is calling from, while calls from landline phones are accurately pinpointed.
Nov 14, 2007, 21:18
Keeping More of Your Money: A Year-End Tax Checklist
The taxman cometh. Lock the doors, cross your fingers and hope for the best.
Nov 12, 2007, 22:58
'Tis the Season for Thieves Too: Protect Yourself From a Home Invasion
The holiday season is a time of sharing. But don't take it to the extreme by sharing your household belongings with burglars. With so many people shopping, getting new gifts, going out for parties, and leaving on vacation, this is the season of joy for thieves too.
Nov 12, 2007, 22:46
How a Lawyer Can Help When You Refinance Your Mortgage
If you are a homeowner with a mortgage, it is likely that at some point you will need to refinance. Refinancing a property means arranging a new mortgage to replace the existing one. Often people refinance to acquire more funds to renovate, or the term of their existing mortgage could be coming to an end and they want to shop around for options other than a straight renewal with their existing lender.
Nov 12, 2007, 22:38
Safe Water Doesn't Happen By Accident
Water covers nearly 75 percent of the earth's surface. The challenge-say experts-has always been to make it safe enough to be used for drinking, cooking, washing and other household tasks.
Nov 6, 2007, 01:20
Protecting Yourself Against Identity Theft: You Can't Be Too Careful
Though incidences of identity theft often increase during the holidays, consumers are advised to protect themselves-and their credit-all year long.
Nov 4, 2007, 17:20
Resources To Help Manage Finances
Americans say they are doing a great job of managing their money. According to a recent survey, 84 percent say their finances are in "excellent" or "okay" shape.
Nov 1, 2007, 23:04
Online Shoppers, Beware Of Cyber-Grinches
More Vigilance Means Better Protection For Online Shoppers This Holiday Season
Oct 30, 2007, 22:58
Understanding America's Medicare And Medicaid Programs
America's population is aging, and the cost of caring for aging adults is increasing in both time and money. Fortunately, there are two programs that can help with the provision of health care to older adults.
Oct 30, 2007, 22:42
The Dangers of Plastic Bottles Earth Talk
Dear EarthTalk: Are the rumors true that refilling and reusing some types of plastic bottles can cause health problems? -- Regina Fujan, Lincoln, NE
Oct 28, 2007, 11:52
Safe Water Doesn't Happen By Accident
Water covers nearly 75 percent of the earth's surface. The challenge-say experts-has always been to make it safe enough to be used for drinking, cooking, washing and other household tasks.
Oct 26, 2007, 19:26
The Best Time To Refinance? How About Now
The time may be ripe for homeowners with a high interest rate or nonfixed-rate mortgages to think about refinancing to lower-cost options.
Oct 26, 2007, 19:24
FHA Loans Open the Door to Homeowners Having Difficulty Refinancing or Buying a Home
Millions of homeowners are, or soon will be, facing significantly higher mortgage payments as more than $140 billion in adjustable rate mortgages reset throughout the remainder of 2007. Another $380 billion are scheduled to reset higher in 2008.
Oct 25, 2007, 01:26
Safeguarding Your Identity, Computer And Finances
Protecting your identity could pay off-and it could be easier than you might think.
Oct 23, 2007, 22:12
Things You May Not Know About Managing Debt
Although debt management has become a big issue in today's world, the good news is that you don't have to struggle with your debt. Here are five things that can help you:
Oct 21, 2007, 00:48
Consumers Be Aware -- Credit Freeze a Step in the Right Direction, But Will Not Eliminate Identity Theft
Two of the three major credit bureaus are now allowing consumers in all 50 states to “freeze” their credit histories. The companies say the move gives consumers another option to safeguard their credit against identity thieves. But is it enough?
Oct 18, 2007, 21:12
Seven Tips to Slash Soaring Home Heating Bills
Consumers will likely pay record prices to heat their homes this winter, up an average of 10.5 percent from last winter, says NEADA, a group of state energy aid officials. Now is the time to give your home a “check-up.” Here are seven tips from the Comfort Institute to make your home an energy sipper instead of a gas guzzler.
Oct 18, 2007, 20:50
How to Green Your Electronics
These days, the news is full of stories about the environment. What is the government doing to help? What lengths are factories engaging in to improve the air? Can one person really make that much of a difference?
Oct 14, 2007, 14:32
What's The Diff With High Def?
Not too long ago, gadget fanatics and sports-aficionados were the only ones really excited about High Definition TV (HDTV or High Def). With the volume of news coverage and marketing effort in the past year, HDTV has moved into the mainstream and is gaining increasing recognition among the general public.
Oct 11, 2007, 23:34
Five Tips For Improving Your Credit Score
More people are getting credit for understanding just how important a credit score can be. These scores are not just used to obtain credit. They can also influence the interest rate you pay, the car insurance rate you get and may even help an employer decide whether or not to hire you.
Oct 2, 2007, 22:50
Savvy Consumer Tips: Five Things To Know About Your Debit Card
When was the last time you were asked "Cash or check?" when you went to make a purchase? In today's 24/7 society, the question is really "Paper or plastic?" In fact, the Federal Reserve Bank reports that debit cards are the fastest-growing payment type at retailers nationwide, with one in three U.S. shoppers using a debit card.
Sep 26, 2007, 22:54
Teaching Teens Financial Sense
A growing number of parents buy into the idea of teaching financial responsibility to their teens-but are teens still writing checks that their money skills can't cash?
Sep 26, 2007, 22:44
Your Credit Score Helps Determine What You'll Pay For Credit And Insurance
Ever wonder how a lender decides whether to grant you credit? Creditors use credit scoring systems to determine if you'd be a good risk for credit cards, auto loans, mortgages and insurance. A higher credit score means you are likely to be a good risk, which, in turn, means you will be more likely to get credit or insurance-or pay less for it.
Sep 21, 2007, 23:02
It's Not Too Late To Become Wealthy
If you or someone you care about is among the millions closing in on retirement-with less than $50,000 in savings-there is still hope.
Sep 21, 2007, 22:36
The Hidden Costs Of Credit Cards
Most everyone I know has a credit card, in fact, they have many credit cards. I have several myself. I remember when credit cards first came out. Back then most people thought they were silly.
Sep 20, 2007, 22:00